2021 City of Hutchinson Benefit Guide FINAL - 11-20-20

22 Worksite Benefits Offered Through Allstate Accident Insurance: No one plans to have an accident. Most major medical insurance plans only pay a portion of the bills. This policy can help pick up where other insurance leaves off and provide cash to cover the expenses. Your accident insurance includes benefits for accidental death, dismemberment, dislocation or fracture, initial hospital confinement, hospital confinement, intensive care, ambulance, medical expenses and outpatient physician’s treatment. Critical Illness Insurance: Receiving a diagnosis of cancer or a specified disease canbe difficult for anyone, both emotionally and financially. Having the right coverage to help when undergoing treatments for cancer or a specified disease is important. This coverage includes benefits for hospital confinement, at home nursing, hospice care, radiation, chemotherapy, surgery, inpatient drugs, ambulance, non-local transportation, outpatient lodging and more. Some of the advantages of Allstate Include: • Coverage available for spouse and dependent children • Convenient payroll deduction of premiums.